Arctic Insurance

Insurance Advisory and Brokerage

Arctic provides a personal service with detailed follow-up. We know the market, and we know the solutions that work best. We also have considerable negotiating experience and pricing knowledge. Our goal is to give your business a better agreement than you have today. Set us a challenge!

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A broker assignment frequently concludes with a recommendation to mitigate risk by use of insurance. Our request for a tender in the market is based on the proposed solution produced in collaboration with you.

We review proposals received and negotiate terms & conditions before our recommendation is presented to you. After implementation of accepted proposal, actual documents issued are reconciled to proposal before our approval is made.

We follow up our clients on a regular basis with meetings and other communication. Our constant monitoring of terms & conditions and feedback from you about changes in the company, may request need for changes. Changes of policies only at due time may be too late.

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Do your employees possess enough knowledge about their pension and insured benefits provided by you?

Are you aware of the company’s total risk, and any possible consequence there of?

Can your company reduce total cost of risk?

A client relationship always starts with building our understanding of the nature of your business and the risks inherent. Arctic’s knowledge of your industry’s risk and preference may support our proposed solutions presented to you.

Our services


  • Workmen’s compensation
  • Accident
  • Other illness
  • Disability compensation
  • Dreaded diseases
  • Group life
  • Health insurance
  • Travel insurance


  • Defined contribution (DC)
  • Disability/survivals pension
  • Defined benefit (DB)
  • Conversion from DB to DC
  • Top hat pension
  • Pension funds
  • Actuarial calculation
  • Benchmarking


  • Hull & Machinery (H&M)
  • Loss of hire (LOH)


  • Physical damage
  • Delay in start up
  • Fieldwork
  • Business Interruption (BI)
  • Control of well
  • Third party liability
  • Political risk


  • Property damage (PD)
  • Business Interruption (BI)
  • Machinery
  • Construction/erec-tional all risk (CAR/EAR)
  • Transportation & cargo


  • Warranty & Indemnity (W&I)
  • Public Offering of Securities Insurance (POSI)
  • Employment practices (EPL)
  • Insurance Due Diligence
  • Special Insurance (K&R)
  • Captives

Financial Lines

  • Professional Indemnity (PI)
  • Directors & officers (D&O)
  • Crime
  • Cyber
  • Cash in transit
  • Political Risk
  • Intellectual Property Rights
  • Contractual Liability
  • Surety Bonds
  • Clinical trials

Public & Products Liability

  • Pure financial loss
  • Recall/Product contamination